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Benefits Loans

If you are out of work and on benefits and need short term money, then Benefits Loans are a way of raising that cash very quickly.

These types of loan are generally available for up to £1500 depending on your individual circumstances although lower amounts are more normal.

You should ensure that you only deal with a lender who is registered with the Office of Fair Trading. If you are in any doubt about the loan it is better not to go ahead. You can apply simply online with no paperwork, letters to post etc.

Of course it's always good to have a good credit history. But even if you don't, this is not normally a barrier to getting a benefits loan.




Be careful that you do not borrow money that you are unable to pay back. This will just get you into further problems. If you are borrowing money against the benefits that you will be receiving next month, then remember that if you need to spend all next months income on paying back your loan, you won't have that money available for anything else. We only recommend that you borrow responsibly.